PRICING · TRANSPARENT · PUBLISHED · NO QUOTE REQUIRED

Three plans. Same pricing for everyone. No quote required.

Most expense management tools require a sales call before they'll show you a price. We don't. Same flat per-user pricing for every customer — no Sage-customer carve-outs, no card-bundle pricing tricks, no quote-based opacity. Pick a plan, start a free trial, see the product before any conversation.

1-month free trial No credit card Cancel anytime ISO 27001:2022 certified

Pricing plans

STARTER

Starter

For teams getting started with WhatsApp expense submission.

$5 /user/month

Billed monthly · Active users only

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What's included

  • WhatsApp receipt submission (unlimited)
  • 99.9% AI OCR (40+ fields extracted)
  • Up to 5 GL accounts auto-coded
  • Single-currency support
  • Basic policy enforcement (5 rule categories)
  • Standard fraud detection (3 AI agents)
  • Single approver workflow
  • Email + WhatsApp approver notifications
  • Standard accounting integrations (QuickBooks Online, Xero)
  • Email support (24-hour SLA)
MOST POPULAR
GROWTH

Growth

For mid-market finance teams running 50–300 employees.

$8 /user/month

Billed monthly · Active users only

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What's included

Everything in Starter, plus:

  • Unlimited GL accounts auto-coded
  • Multi-currency + real-time FX (50+ currencies)
  • 8 native tax engines (IRAS, GST India + Australia, VAT UK + EU, IRS, HMRC, FTA UAE)
  • 11 languages natively supported
  • Full policy enforcement (5 rule categories, plain-English config)
  • Full AI fraud detection (7 agents)
  • Tiered approval routing + 24-hour auto-escalation
  • Multi-entity support (up to 5 entities)
  • All accounting integrations (NetSuite, Sage Intacct, Microsoft Dynamics, Oracle)
  • Approval analytics dashboard
  • Self-learning AI (per-company OCR model)
  • Priority email + chat support (4-hour SLA)
ENTERPRISE

Enterprise

For organizations with 300+ employees or complex compliance.

Custom

Volume pricing, dedicated support, custom features

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What's included

Everything in Growth, plus:

  • Unlimited entities + cross-entity allocation
  • Custom approval workflows + delegation matrices
  • Custom data residency (region-specific data centers available)
  • Dedicated SOC 2 + ISO 27001 audit pack for procurement
  • SSO / SAML integration
  • Custom HRIS integrations
  • Custom AI training on your specific receipts
  • Volume discount (negotiable above 500 users)
  • Dedicated customer success manager
  • 99.99% uptime SLA contract
  • Quarterly business reviews
  • Phone + 24/7 priority support (1-hour SLA for P1 issues)

Yearly billing available with 15% discount. All plans include unlimited expense submissions, 7-agent fraud detection, and multi-country tax compliance across US, UK, India, Australia, Singapore, and UAE.

What's not in the tiers — because we don't believe in pricing tricks.

Most expense tools structure their pricing to make comparison hard. Card-bundle pricing that doubles if you don't take the card. Sage-customer carve-outs negotiated through account managers. Quote-based pricing that requires a sales call. Tier escalations that punish growth. Here's what's explicitly NOT in our tier structure — because the goal is honesty, not extraction.

NO HIDDEN COST 01

No card-bundle pricing tricks

We don't have a corporate card to bundle. Your existing cards (any Visa, Mastercard, or Amex business card) work with REME. Same price whether you use REME or your own. Compare to Expensify Control: $9 with their Card, $18 without. Compare in detail →

NO HIDDEN COST 02

No carve-outs for specific customer types

Same flat per-user pricing for every customer. No "Sage Intacct customers get bundled pricing through their Sage account manager." No Sage carve-out, no enterprise carve-out, no VC-portfolio carve-out. Published, transparent, equal.

NO HIDDEN COST 03

No quote-required friction

SAP Concur, Spendesk, Sage Expense Management — all require sales conversations before showing prices. REME publishes flat per-user pricing on this page. Build the line item into your forecast in 30 seconds. Compare in detail →

NO HIDDEN COST 04

No transaction-volume caps

Spendesk's Starter tier caps at 100 transactions per month. As you grow, you're forced into upgrade conversations early. REME has no transaction caps on any plan. Submit 10 expenses or 10,000 — same per-user rate.

What it costs at your team size

Quick math. The Growth plan at $8/user/month is the right fit for most mid-market teams (50–300 employees). Here's what that means at common team sizes — published, no surprises.

Growth plan cost at common team sizes — monthly, annual, and yearly with 15% discount
TEAM SIZE MONTHLY (GROWTH) ANNUAL (GROWTH) YEARLY (15% OFF)
50 users $400 $4,800 $4,080 $720 saved
100 users $800 $9,600 $8,160 $1,440 saved
150 users typical $1,200 $14,400 $12,240 $2,160 saved
200 users $1,600 $19,200 $16,320 $2,880 saved
300 users $2,400 $28,800 $24,480 $4,320 saved

Active-users-only pricing means you only pay for users who submit expenses each month. Onboard your full team; pay for the people who actually use it.

Calculate ROI for your team →

How REME pricing compares to the alternatives

For a typical 150-user mid-market deployment, here's how REME's published pricing compares to what major alternatives actually cost. Numbers reflect published rates where available and aggregated customer data (via Vendr) where pricing is quote-based.

Pricing comparison between REME and major expense management alternatives for a 150-user mid-market deployment
TOOL PRICING MODEL 150-USER ANNUAL COST TRANSPARENCY
REME (Growth) Flat per-user, published $14,400 ✓ Published
SAP Concur Quote-based $35,000–$60,000+ Quote required
Brex Premium Free + $12/user/month $21,600 (excl. card fees) ✓ Published
Ramp Plus Free + $15/user/month $27,000 ✓ Published
Spendesk Quote-based ~$7,600 avg (Vendr) Quote required
Pleo Beyond £199 platform + per-user ~£3,500/yr (~$4,400) ✓ Published
Expensify Control $9 with Card / $18 without $16,200 (without Card) Card-bundle trick
Sage Expense Management Active-user + Sage carve-out Varies by Sage relationship Card-bundle trick

Comparison reflects published pricing where available, Vendr customer transaction averages where pricing is quote-based, and 2026 pricing tiers as published on competitor websites. Compare any specific competitor in detail in our alternatives pages.

Compare with SAP Concur Compare with Expensify See all alternatives

Transparent pricing. Annual savings.

All plans include unlimited expense submissions, 7-agent fraud detection, and multi-country tax compliance across US, UK, India, Australia, Singapore, and UAE. Save 15% with annual billing.

What every plan includes

Fraud detection: 7 AI agents running in parallel on every claim, under 200ms, pre-approval.
Tax compliance: Native tax engines for US, UK, India, Australia, Singapore, and UAE — no manual rate tables.
WhatsApp-native: No app downloads, no employee logins. Submission works on the messaging app every employee already has.
Security: ISO 27001:2022 certified. SOC 2 Type II. Data encrypted in transit and at rest.

PRICING FAQ

Pricing FAQ

Pricing transparency you can't budget without a sales call. Until now.

Pricing without the sales call.

Three plans. Same flat per-user pricing for every customer. Free 1-month trial. No credit card, no quote required.

1 month free No credit card No quote required ISO 27001:2022 certified