Submission that works anywhere.
In any currency. Under any tax regime.

When an employee submits a receipt in any currency, REME identifies the currency from the merchant location and amount, applies live exchange rates at the moment of submission, and posts to your accounting system in your company's base currency — with the original currency amount preserved in the audit trail. No manual FX work, no month-end gymnastics. Currencies supported include all major APAC, Middle East, EU, UK, and US currencies. New currencies added quarterly based on customer geographic expansion.

8 native tax engines: IRAS (Singapore, GST 9%), GST India (with CGST + SGST + IGST multi-component breakdown), GST Australia (10%), VAT UK (20% standard, 5% reduced), VAT EU member states (country-specific rates), IRS US (sales tax by state where applicable), HMRC UK supplementary (non-VAT corporate tax), FTA UAE + GCC (5% VAT). Each engine applies the correct rules at submission — including multi-component breakdowns for jurisdictions like India where GST has multiple components. New jurisdictions added quarterly.

This is one of REME's strongest fits for distributed teams. Construction crews, sales reps, drivers, delivery workers, contractors — all submit through WhatsApp on whatever phone they have. Works on iOS, Android, basic smartphones, on 2G/3G connections, in any region. 83% of non-desk workers don't have consistent email access, which is exactly why most expense tools effectively exclude them. WhatsApp is universal across the regions REME's customers operate in.

REME is SOC 2 Type II + ISO 27001 certified with GDPR compliance, and is compliant with major APAC data residency requirements (Singapore PDPA, India DPDP Act, Australia Privacy Act). For customers with strict data residency requirements, REME can configure data storage to specific regions during onboarding. Dedicated data center deployment is available for enterprise customers with specific compliance needs. Full details at /security.

REME's policy enforcement engine supports jurisdiction-aware rules — different thresholds, categories, and approval routing for different regions. For example: $50/meal cap in Singapore, Rs. 2,000/meal cap in India, AED 200/meal cap in UAE, all applied automatically based on the receipt's jurisdiction. Approval routing also supports regional approvers — local managers approve smaller amounts, regional heads approve cross-border claims, central finance approves above-threshold claims globally.

REME supports multi-entity deployments natively. Each entity has its own configuration — currency, tax jurisdiction, approval chain, integration with local accounting system. Cross-entity claims (e.g., an employee from the Singapore entity traveling for the India entity) are handled with proper inter-company allocation and the correct currency conversion. Finance leaders see consolidated reporting across all entities; entity-level finance teams see only their entity's data.

SAP Concur was built for global enterprise customers and works in multiple regions, but at very high cost ($35K-$60K Year 1), long implementation (3-6 months), and complex configuration. REME is purpose-built for mid-market distributed teams (50-300 employees) at a fraction of the cost ($14,400/year for 150 users), with 1-week implementation. The trade-off: Concur has deeper enterprise features that smaller distributed teams don't typically need. For most mid-market distributed teams, REME is the right fit. Full comparison at /alternatives/sap-concur.

REME customers report 70-80% reduction in cross-border reconciliation time at month-end. The work that REME automates includes: (1) currency conversion across 5+ currencies, (2) tax breakdown extraction across multiple jurisdictions, (3) field-worker submissions that previously came via email or paper, (4) inter-entity allocation, (5) jurisdiction-specific audit trails. Finance teams that used to spend 2-3 days per month-end on cross-border reconciliation typically spend 4-6 hours after REME deployment.