PRODUCT · WHATSAPP SUBMISSION
Submit receipts on the app your team already has open.
REME is purpose-built for enterprise-grade WhatsApp expense management. No app to download. No password to remember. No training. Full fraud detection, multi-jurisdiction compliance, and accounting integrations — all through the app your team already has open.
1 month free · No credit card · 60-second setup
REME Expense Bot
Online · Always ready
Hi! Send me your receipt photo and I'll process your expense claim instantly 📸
09:41
✅ Receipt processed!
💰 Sent to manager for approval.
09:42
The Problem
40% adoption is the hidden ceiling on every other expense tool.
Concur, Expensify, Ramp, Brex — every dedicated expense app hits the same wall. After rollout, 40–60% of employees use it. The other half submit late, by email, or never. Finance chases. Month-end slips. The CFO who bought the tool quietly stops mentioning it.
The problem isn't the software. It's the channel. Asking sales reps, field engineers, and busy executives to download an app, create an account, remember a password, and learn an interface — for the boring task of expense reports — is an adoption problem nobody can engineer their way out of.
The unlock is meeting your team where they already are.
Industry Data
40–60%
Average employee adoption rate for traditional expense tools, six months after rollout.
Industry benchmark across Concur, Expensify, SAP, and similar platforms. Source: Aberdeen Group, 2024 Expense Management Study.
90%+
REME's adoption rate in the same six-month window — because there's nothing new to install.
The Unlock
WhatsApp is open on every phone. Including your CFO's.
2.7 billion people use WhatsApp daily. Your sales team uses it to message clients. Your engineers use it to coordinate sites. Your CFO uses it for the family group chat. It's already open, already trusted, already a daily habit.
REME plugs expense submission into that same flow. The bot lives at your company's REME number. Submission is the same action your team takes a hundred times a day — open WhatsApp, take a photo, send. Three seconds. Done.
The friction that kills app-based expense tools — download, login, training — disappears entirely.
2.7B daily users
The world's most-used messaging platform.
End-to-end encrypted
WhatsApp Business API with native E2E encryption.
Works in 180+ countries
Wherever WhatsApp works, REME works.
Three seconds, start to finish.
Here's the entire submission flow. No screenshots of dashboards. No app demos. Just a chat thread.
01
Take a photo
Your employee takes a photo of the receipt — the same way they'd send a photo to anyone else on WhatsApp.
02
Send to REME bot
The bot is saved as a contact called "REME" in their phone. They tap, paste, send. That's it.
03
AI processes in 3 seconds
Seven AI agents run in parallel: OCR extracts every field, duplicate check runs against every previous claim, currency is validated, image forensics flags any alterations.
04
Confirmation in chat
The bot replies in the same thread with the extracted details: amount, merchant, category, date. Employee taps "Confirm" or "Edit." Done.
05
Approval routes automatically
The claim flows to the manager dashboard. They approve in one tap. Reimbursement queues for the next payroll cycle.
REME Expense Bot
Online · Always ready
Hi! Send me your receipt photo and I'll process your expense claim instantly 📸
09:41
09:42
Got it. One sec — extracting details...
09:42
✅ Receipt processed!
09:42
Looks right? Tap to confirm.
09:42
✅ Confirm
09:42
💰 Sent to your manager for approval.
You'll see this in your next payslip.
09:42
Built for the people who hate expense apps the most.
Field staff. Frequent travelers. Senior leaders who will never download a fifth productivity app. WhatsApp submission is the unlock.
Field & Sales Teams
Your sales team is on the road. Your field engineers are on-site. Asking them to open a dedicated app to submit a $40 lunch receipt is the reason most claims arrive three weeks late. With WhatsApp, the receipt's submitted before they finish lunch.
Frequent Travelers
Five trips a quarter, three currencies, dozens of receipts. WhatsApp keeps every trip in one chat thread — automatically grouped by REME's contextual AI. The whole trip submits as a single, organized claim at the end.
Executives & Senior Leaders
The CFO, the VP Sales, the founders. People who will not learn an expense tool — and shouldn't have to. They open WhatsApp anyway. Submission takes the same effort as forwarding a meme.
The bot understands more than just "this is a receipt."
Behind the chat thread is the full REME AI engine. Every conversation is structured, every receipt is fraud-checked, every claim is policy-validated.
Conversational grouping
Tell the bot "this is for the Tokyo trip" — every receipt sent in that thread is automatically grouped, tagged, and submitted as one expense report.
Real-time fraud check
Every photo is screened by 7 AI agents — duplicates, altered receipts, currency mismatches — in under 200ms before it ever reaches an approver.
Multi-currency & multi-language
Submit a Mandarin receipt from Shanghai, the bot replies in English with SGD-converted totals. Try it yourself →
Policy-aware feedback
If a claim breaks company policy (over the meal cap, missing project code), the bot asks for clarification right in chat — before it gets routed for rejection.
60-second setup. One QR code.
Setup takes 60 seconds. The admin scans a QR code with the company's WhatsApp Business account. The bot is provisioned. Employees scan a separate QR code (or click a link) to add the REME bot as a contact. They send "Hi" — the bot welcomes them and walks them through the first claim.
Behind the scenes, REME connects to your existing accounting system (QuickBooks, Xero, SAP, NetSuite, etc.) via API. Approved claims flow automatically. Reconciliation is automated. Reports are real-time.
Admin setup: ~60 seconds
First employee onboarded: ~30 seconds
First claim submitted: ~3 minutes
Full company rollout: same day
Scan QR
REME Expense Bot
The whole thing fits on a sticky note for the office bulletin board.
Connects to your accounting stack
FAQ
WhatsApp expense submission, common questions
An employee photographs a receipt and sends it to the REME bot saved as a contact in their phone. The bot runs OCR to extract every field, runs seven fraud-detection agents in parallel, and replies in the same chat thread with the extracted details. The employee taps Confirm and the claim routes to their manager. Total time: 3 seconds for the bot, plus however long it takes to take a photo.
No. WhatsApp is the only app required, and it's already on virtually every smartphone. Employees add the REME bot as a contact (one QR scan or click) and submission works immediately. No download, no login, no password.
Any current version of WhatsApp on iOS or Android works. The bot uses standard WhatsApp Business API features available since 2018. WhatsApp Web also works for desktop submission.
Yes. WhatsApp Business API uses the same end-to-end encryption as personal WhatsApp. Receipts are encrypted in transit between the user's phone and Meta's infrastructure, then encrypted again between Meta and REME's servers. REME is SOC 2 and ISO 27001 certified. Receipt data is stored in isolated tenant instances per company.
Yes. The bot's OCR supports English, Mandarin (simplified and traditional), Hindi, Arabic, Spanish, French, German, Japanese, Portuguese, and most major European languages. Multi-language receipts (Mandarin merchant name with English totals, common in Singapore and Hong Kong) are handled correctly. The bot replies in your team's preferred language.
If OCR confidence is below the threshold on any field, the bot asks the employee to clarify in the same chat thread — "I see SGD 45 — is that right?" or "What's this expense for?" Most low-confidence cases resolve in one round of chat. Cases that genuinely can't be auto-extracted are routed to finance for manual review.
WhatsApp queues messages when offline and delivers them when the connection returns. So an employee can take a receipt photo on a flight, hit send, and the claim is processed the moment they land and reconnect. No data is lost. Receipts are submitted even with intermittent connectivity.
Each employee is identified by their personal WhatsApp number. Multiple employees can submit to the same company's REME bot — the bot recognizes each user automatically and routes claims under their individual employee profile. No shared inbox, no confused submissions.
Most expense tools fail at the adoption hurdle. Don't be the next one.
Make expense submission as easy as sending a text.
60-second setup. 90%+ adoption in month one. Backed by our adoption guarantee — if your team doesn't hit 80% in 30 days, we waive the next 60 days of paid usage.
The REME Adoption Guarantee
If your team doesn't hit 80% active submission in the first 30 days, we waive the next 60 days of your paid plan. No questions asked.